Standard Bearer Academy

Always buy the cheapest option Do not spend more than you earn Save all your money and never spend it Only use cash, never cards

Spend money on yourself before paying bills Put money into savings before spending on anything else Always pay cash instead of using credit Keep all your money in a checking account

Gift Tenth Offering Sacrifice

They are equal partners The borrower is slave to the lender The lender serves the borrower They have no relationship after the loan

Because the servant spent the money on himself Because the servant gave the money away Because the servant failed to put the money to productive use Because the servant lost the money

Interest charged only on the original amount Interest earned on both the original amount and previously earned interest A type of bank fee Interest that decreases over time

Only shop for 24 hours per month Return all purchases within 24 hours Wait 24 hours before making an unplanned purchase Only buy items that last longer than 24 hours

Save first, then spend, then give Spend first, then save, then give Give first, then meet needs, then save, then enjoy wants Save everything and give nothing